What financing options are available for foreign investors?

Foreign buyers have access to a wide range of mortgage options in Dubai:

• Loan-to-Value (LTV):

• Up to 50–70% financing available for non-residents.

• UAE residents may qualify for up to 80%.​

Terms & Tenure:

• Typical tenure is 15–25 years.

• Interest rates start from around 4–5% annually (variable depending on bank and profile).

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Eligibility:

• Proof of income, bank statements, and credit history required.

• Minimum loan amount usually AED 500,000 (~USD 135,000).

• Developers’ Payment Plans:​

👉 In short: Whether through banks or developer-backed payment plans, Dubai offers flexible financing options that make it easy for foreign investors to enter the market.

What are the average rental yields?

Dubai is among the highest-yielding real estate markets globally:

• Apartments: 7% – 8% gross yields on average.

• Villas/Townhouses: 5% – 6%.

• Short-term rentals (Airbnb/holiday homes): often 11%+ in prime tourist areas.

Global Comparison of Gross Yields:

• Dubai: 6% – 9%

• London: 3% – 4%

• New York: 4% – 5%

• Singapore: 2% – 3%

• Austin: ~3% – 4%

• Houston: ~4% – 5%

• Seattle: ~3% – 4%

👉 In short: Dubai offers almost 2x the rental yields of many U.S. and global cities — with the added benefit of zero property tax, zero capital gains tax, and no inheritance tax.

How safe is Dubai for families and investors?

One of the safest cities in the world — consistently ranked in the Top 10 globally for low crime.

• #1 in the Middle East for women’s safety and one of the highest worldwide.

• 98% of residents report feeling safe walking alone at night (vs. global average ~70%).

• Strong laws, efficient policing, and advanced surveillance make the city extremely secure.

• Stable political environment and investor-friendly regulations protect your property and capital.

👉 In short: Dubai combines world-class safety, family-friendly living, and strong legal protections — a rare mix that gives both residents and investors peace of mind.